Home > Buying Process

The Standard Land Deal

Doing Business with OLS (Online Land Sales)


Should it be so difficult to buy land with low down payment financing?

DOWN PAYMENT: Pay here on our SSL secured website. Just "add to cart" at the top of the listing for the lot you want, and go through the checkout. This reserves your lot while the contract is being prepared. MORE: Down Payment. How do down payments work at Online Land Sales?

Electronic and hard-copy contracts will be delivered for signing. Once one is signed, you can start using your land.

USE or BUILD or HOLD: Many of our customers build a cabin or home on their lot. Some customers just use their lot for camping and hunting. Others simply buy and hold the land as an investment.
MORE: Building. How does building work with Online Land Sales land?

A personalized online loan management area will be created, and you can use it to monitor all aspects of your loan, make payments or schedule future and recurring payments. Property taxes will be paid by us, then charged to your account once a year, with you reimbursing us for the taxes in addition to your next payment. MORE:
Principal and Interest. How do the monthly payments work at Online Land Sales?

Your loan will fully amortize (be paid off at the end). All of our loans above $10,000 are for 15.5 years. The terms vary on the smaller loans. For all loans, if you pay your principal balance early, you will receive a 10% discount on the balance. After the payoff, you will pay your property taxes directly to the county, when billed.

Note: We do not run credit checks on our buyers.

The Buying Process

FAQ: How can this be such a good deal? FAQ: How does the Financing work?
FAQ: How does the Online Loan Management Work?
FAQ: Can I Refinance My Loan, Keeping Online Land Sales as the Lender?
Can I Trade In My Lot for a Different Lot?
FAQ: How Does the Social Network for each Subdivision Work?
FAQ: What about Property Taxes?
FAQ: What about Restrictions and Covenants?

FAQ: What about Viewing the Properties in Person?

FAQ: What about Visiting the land before buying?

FAQ: What are some common Problems Finding Lots?

FAQ: Are the Boundaries of the Properties well Marked?

FAQ: Is there a Waiting List if a lot is not available?

FAQ: What is the Guarantee and Refund period?

FAQ: What about Subdividing the Land?

FAQ: How Long does it take to receive the Land?

FAQ: What about Building on the Land?
FAQ: What about Deeds and Contracts?

FAQ: What about Utilities?

FAQ: What about County Information?

FAQ: Can I buy again if I defaulted or was refunded here previously?

FAQ: What Do Most People Do With their Land?

FAQ: What are the Top Reasons to Buy from Online Land Sales?

Returns. Yep. It's OK