Buying Process

1. Here at Online Land Sales, we have access to a steady flow of land, usually directly from developers that have recently subdivided. We buy these lots at a discount, and we can sell them at the right price, with seller financing. We are not a brokerage; rather, we are a land dealer and financier, and you will be doing business directly with us, commission-free, when you make a purchase.
2. When we finance our customers, we keep an interest in the land until the loan is paid, much like when you buy a car with payments and the bank holds the title until you pay. Our security is in the land, and unlike a car, you cannot drive it away or have it stolen.
3. No insurance is necessary on the land, and then only as your option after you build.
4. We have automation that allows us to handle thousands of customers with ease. This means you will get personal treatment all the time. Additionally, we provide this service efficiently with your own personalized online loan management area and phone access to our administrative staff 7 days a week, at no cost to you.
5. We rely on volume and repeat customers. Many of our customers buy multiple lots in the same or different subdivisions.

1. All customers are guaranteed financing. There is no credit check. The contract is between Online Land Sales, LLC, and the customer. All term customers have a personal online loan management area with all details of the loan, the ability to make payments, and schedule recurring payments, available to them free of charge.
2. The interest rate is 9%. The note (term) is 15.5 years for all loans of $10,000 or greater. The down payment is usually $121.
3. All loans pay off completely at the end of the contract or upon early payment of the principal. There is no balloon payment. There is a 10% early payment discount for early payment of the principal balance.
4. The monthly payments are due on the 1st or the 15th of the month. The first due date will be less than 30 days from the sale date, then payments will be made monthly on that date. Customers can change the due date one time by paying a $75 fee.

CASH BUYING PROCESS:

PAYMENT:

Pay here on our SSL secured website. Just "add to cart" at the top of the listing for the lot you want, and go through the checkout. For lots being offered at a cash-only price, you can choose from the following three options at checkout:

1. Cash Purchase

• Pay 100% of the Sales Price Upfront: Secure your property in a single transaction.
• Fast and Easy: No delays—ownership is transferred quickly.
• Exclusive Savings: Enjoy our best pricing with no hidden fees.
• Benefits: Access the private subdivision social network and enjoy full support from our dedicated customer service team.

2. Same as Cash - 30 Days

• Split Payments Over 30 Days: Pay 50% now and the remaining 50% within 30 days.
• Accessible: No credit check. Quick and easy.
• Low Fee: A one-time $121 administrative fee.
• Benefits: Get online loan management in addition to the same perks as cash buyers, including subdivision network access and customer service support.

3. Same as Cash - 60 Days

• Accessible and Flexible: No credit check. Quick and easy. Longer to pay and still get the cash price at zero interest.
• Simple Fee: A one-time $171 administrative fee.
• Benefits: Get online loan management in addition to the same perks as cash buyers, including subdivision network access and customer service support.

Why Choose Online Land Sales?

No matter which program you select, you’ll enjoy a smooth buying process, transparent pricing, and a team that’s committed to helping you every step of the way.

What About Financing?

Guaranteed financing is what we are known for and is our Regular Buying Process.

Our Online Loan Management system is designed to provide you with complete control over your loan details, payments, and account management. Here’s how it works:

• 24/7 Access: View your loan details, payment history, and remaining balance anytime.
• Easy Payments: Make one-time payments or set up recurring payments for convenience.
• Account Updates: Update your contact details and payment preferences effortlessly.
• Transparency: No hidden fees, and you can track every transaction in real-time.
• Support: Access customer service assistance directly through the portal.

Watch the Video Below to Learn More:

Qualifications: Greater than 90 days since contract date and account must be current.

1. REDUCE PAYMENTS by 5%

• Term: Refinance for up to 21 years at 9.99%
• Payment Reduction: 5%
• One-Time Fee: $100 (if balance is over $50K, fee is $200)

2. REDUCE PAYMENTS by 10%

• Term: Refinance for up to 21 years at 9.25%
• Payment Reduction: 10%
• One-Time Fee: $150 (if balance is over $50K, fee is $300)

3. ZERO INTEREST for 12 MONTHS

• Term: Accelerated Buyout - 1 Year Refinance at 0%
• Plan: Pay entire balance in 12 equal monthly installments.
• One-Time Fee: FREE

Reduced Payment Options are guaranteed to reduce the payment by 5% or 10%, and only that amount. The length of the loan will be adjusted to ensure the new payment pays off the loan as quickly as possible.

Just let us know you want to refinance and select option 1, 2, or 3, and we will get started. Contact Us.

Qualifications: Less than 365 days since contract date and account must be current.

• Trade In Any Lot: You can exchange your current lot for any lot of equal or greater value.
• Payment Transfer: All payments made on the original lot will be transferred to the new lot.
• Zero Down on New Lot: If the new lot has a higher down payment than the old lot, you will only need to pay the difference.

Just let us know you want to Trade In and specify the upgrade lot you want, and we will get started. Contact Us.

Each subdivision has its own private social network where property owners can connect, share updates, and access important information.

• Community Interaction: Engage with other property owners, share experiences, and stay updated on subdivision news.
• Exclusive Access: Only buyers and owners of the subdivision have access to the network.
• Information Hub: Find maps, documents, and updates related to your subdivision.
• Support & Assistance: Get direct assistance from the Online Land Sales team and interact with other members.

Watch the Video Below to Learn More:

Most Online Land Sales lots have low property taxes, contributing to the low overall cost of ownership.

• Online Land Sales Pays: The property tax on each lot is paid by Online Land Sales when due.
• Added to Account Balance: The property tax amount is then added to the customer’s account balance.
• Reimbursement: The customer reimburses Online Land Sales for the property tax 30 days later or with the next monthly payment.
• Until Payoff: This process continues while the lot is under contract. After payoff, the tax is billed directly to the customer by the county.

None of the properties at Online Land Sales are highly restricted. However, some properties have covenants designed to maintain the natural beauty and economic value of the land.

• Covenants Information: If a property has covenants, you will find a link to them on the listing.
• Contract Details: The covenants will also be included in your contract if you decide to buy.
• Subdivision Social Network: After purchasing, you can access the covenants in your subdivision’s private social network, which all customers are invited to join.

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Maps and Viewing Lots in Person:

Yes, you can visit the available lots at any time.

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Viewing / Visiting / Inspecting Properties

If the lot you are interested in is available on our website (onlinelandsales.com), then you may visit the lot in person.

• Maps & Surveys: Find detailed maps, surveys, and guidance within each listing.
• Self-Guided Tours: You can visit the property at your convenience.
• Further Assistance: Contact us if you need additional help or directions.

Watch the Video Below to Learn More:

What to Do if I Cannot Find My Lot or Encounter a Gate?

Most of the lots at Online Land Sales are easy to locate, with detailed maps in the listings and visible surveyor stakes on the corners. However, if you are having trouble finding your lot or accessing it due to a gate, don’t worry—Online Land Sales is here to help.

2-Month Return Period: If you cannot find your lot, you have a 2-month return period where you can return your lot and receive a full principal refund.

Steps to Take If You Cannot Find Your Lot:

• Contact Online Land Sales: Reach out to your salesperson or any of the administrative staff.
  📞 Text/Call: (866) 878-8334 | Contact Us
• Use Online Resources: Check subdivision and area maps along with lot data in the listing at onlinelandsales.com. Many maps are interactive.
• Refer to the Survey: The survey is available as a link in your original listing for your lot on onlinelandsales.com.

Property Boundaries

Yes, the boundaries of the properties sold by Online Land Sales are well marked. Each listing includes maps, and most also feature surveys. You can find these towards the bottom of the listing next to the covenants.

• Maps & Surveys: Each listing contains maps, and most include detailed surveys.
• Physical Markers: The survey shows exact boundaries that can also be located physically on the lot.
• Easy Access: You can review the survey in the listing to help you identify boundary markers on-site.

Watch the Video Below to Learn More:

Waiting List

Yes! Online Land Sales has an automated waiting list for lots that are currently unavailable.

How to Join the Waiting List:

• Visit the listing of the sold lot.
• Click the link that says: "Notify When Available."
• If the lot becomes available in the future, you will receive an email notification.

How to Find Sold Lots:

• Check the sold subdivisions in the state of interest.

Stay updated and never miss out on the lot you want!

Property Guarantee

We guarantee your complete satisfaction with Online Land Sales LLC properties, or your money back. For financing agreements, the refund covers the principal amount only, excluding interest and fees.*

Customer Service: Contact us directly at (530) 725-8671 or use our Contact Us form.

Refund Policy

• Cash Purchase: Refund requests must be made within 1 month.
• Financed Purchase: Refund requests must be made within 60 days.
• Conditions: The account must be current, and no physical development must have started on the lot.
• We also offer a Trade-in Program if you wish to exchange your lot.

Low Price Guarantee

We are committed to providing the best value at the best price. Our goal is to keep prices low and save you money!

Privacy Policy

We respect your privacy. Please review our Privacy Policy for details on how we handle your information.

Security

This website is protected with SSL (Secure Socket Layer) encryption, ensuring the highest standard in internet security.

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Subdividing Land from Online Land Sales

Most lots from Online Land Sales have been recently subdivided. Further subdividing of these lots is evaluated on a case-by-case basis. Generally, larger lots offer more opportunities for further subdivision than smaller lots.

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Speed of Transaction

Most contracts are delivered within 24 hours of the order. Once you sign the e-contract online, you can start using your land immediately.

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Building

There is no time limit to build, and customers can start building immediately after they sign the contract and obtain any necessary permits.

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Deeds and Contracts

Terms customers receive a contract for deed until the lot is paid in full, then they receive a deed.

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UTILITIES ON PROPERTIES

You can check and see if there are utilities available on the properties that you are interested in and what other unique geographical features you can look forward to.

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Return Defaulted Customers

Customers who have been defaulted previously can buy again from Online Land Sales, LLC. The customer must simply pay the first monthly payment upfront, within 24 hours of making the down payment.

Return Refunded Customers

Customers who have been refunded previously can buy again from Online Land Sales, LLC, without any restrictions.

Podcast Episode: Revolutionize the Way You Own Land!

In this game-changing episode, we unveil the Online Land Sales Rewards Program—Customers are encouraged with rewards and incentives. As part of the experience of buying land at OLS (Online Land Sales), customers receive a matching/doubling of their first monthly payment when made early, various cash incentives for achieving milestones in their contract, and cash for referrals. Customers also benefit from Credit Corner, with expanded financing options for Building, Owning, and Temporary Emergencies.