{"title":"Sales Price In Seller Financed Land","description":"\u003cspan id=\"docs-internal-guid-5e7e143a-7fff-7af6-1f5f-50e814797b16\"\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n  \u003cspan style=\"font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cspan style=\"white-space: pre-wrap;\"\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0624\/8179\/3103\/files\/51863742_2503574419672513_1272988127115345920_n_1.jpg?v=1745766472\" alt=\"Brian Quilty\"\u003e\u003c\/span\u003e\u003c\/span\u003e\u003ca class=\"mighty-attribution-name text-color-title-link navigate\" href=\"https:\/\/store.onlinelandsales.com\/Brian_s\/2623.htm\" target=\"\" style='color: rgb(0, 0, 0); font-family: Avenir, \"Segoe UI\", Helvetica, Arial, sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\"; white-space: normal; text-decoration-line: none; fill: rgb(0, 0, 0); margin-top: 5px; display: inline-block; margin-right: 5px; font-weight: 700; vertical-align: middle; outline: 0px; transition: color 0.2s ease-in-out 0s, opacity 0.2s ease-in-out 0s;'\u003e\u003cspan style=\"font-size: 18px;\"\u003e Brian \u003c\/span\u003e\u003c\/a\u003e\u003cspan style='color: rgb(71, 80, 92); font-family: Avenir, \"Segoe UI\", Helvetica, Arial, sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\"; white-space: normal;'\u003e\u003cspan style=\"font-size: 18px;\"\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan style=\"color: rgb(0, 0, 0); font-family: Arial; white-space: pre-wrap; font-size: 14px;\"\u003e\u003cb\u003e\u003cbr\u003e\u003c\/b\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan style=\"white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 16px;\"\u003eBrian is the President of Online Land Sales, LLC. \u003cbr\u003e\n\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cstyle type=\"text\/css\"\u003e\n@media only screen and (max-width: 676px) {\niframe.vimeo-vid {\n    width: 100%;\n}\n}\n\u003c\/style\u003e\n\u003cbr\u003e\n\u003cp style=\"letter-spacing: normal;\"\u003e\n\t\u003cstrong style='color: rgb(0, 0, 0); font-family: \"Times New Roman\"; font-size: medium;'\u003e\u003cfont face=\"arial,helvetica,sans-serif\"\u003e\u003c\/font\u003e\u003c\/strong\u003e\n\u003c\/p\u003e\n\u003ccenter\u003e\u003cstrong style='color: rgb(0, 0, 0); font-family: \"Times New Roman\"; font-size: medium;'\u003e\u003cfont face=\"arial,helvetica,sans-serif\"\u003eSales Price In Seller Financed Land\u003c\/font\u003e\u003c\/strong\u003e\u003c\/center\u003e\n\u003cp\u003e\n\u003c\/p\u003e\n\u003ciframe src=\"https:\/\/player.vimeo.com\/video\/386099582?title=0\u0026amp;byline=0\u0026amp;portrait=0\u0026amp;color=ffffff\" width=\"100%\" height=\"360\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"\"\u003e\n\u003c\/iframe\u003e\n\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eWe all want to be treated fairly, and understanding pricing is part of it. Pricing on a seller financed land deal varies based on many factors, and there are many component parts of the price. \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cb\u003eSALES PRICE\u003c\/b\u003e\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eThe stated sales price on a seller financed land deal has several components and it tends to have an inverse relationship with the interest rate and the down payment proposed on the deal; lower rate and\/or down payment = higher sales price.  This is because the same cash flows for the next 10 years (or whatever the term of the loan) can be expressed in various ways; a lower rate with higher price, or a higher rate with a lower price, can be exactly the same cash flows for the term of the loan (thus have exactly the same value today - same true price).  Additionally, the higher the down payment, the more secure the seller is against default, and thus the seller can offer a lower price (and\/or a lower interest rate thus basically lowering the price).\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-style: italic; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eLand sellers usually charge  from $500 per acre to $5,000 per acre, and may charge less for customers making larger than required minimum down payments. \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cb\u003eDOWN PAYMENT\u003c\/b\u003e\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-size: 14px;\"\u003e\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003eThe down payment is one component of the price.  The variation from low to high down payment is part of the overall price of buying the land.  The down payment is subtracted from the sales price in computing the amount to be financed, so the higher the down payment, the less of the sales price that is subject to interest.   Many sellers will offer additional incentives to buyers making larger down payments (in the form of lower sales price and or lower interest rates). \u003c\/span\u003e\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-style: italic; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-style: italic; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003eLand sellers usually charge $50 to 20% of the sales price.  \u003c\/span\u003e\u003c\/span\u003e\u003cspan style=\"font-variant-numeric: normal; font-variant-east-asian: normal; font-family: Arial; color: rgb(0, 0, 0); font-style: italic; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e How does the down payment work at Online Land Sales LLC?  See Video Here: \u003c\/span\u003e\u003c\/span\u003e\u003ca href=\"https:\/\/store.onlinelandsales.com\/Down_Payment_s\/2303.htm\"\u003eDown Payments\u003c\/a\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cb\u003eADMIN\/DOC FEE\u003c\/b\u003e\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eThe administrative fee or documentation fee is another component of the price. Most sellers will charge an administrative fee or doc fee, or both.  This fee is for the general setup of the contracts and payment methods. \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003ci\u003e\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eLand sellers usually charge $50-$500 for administrative or documentation fee. \u003c\/span\u003e\u003c\/span\u003e\n\t\u003c\/i\u003e\n\u003c\/p\u003e\n\u003cb\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003c\/b\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cb\u003eMONTHLY INTEREST and PRINCIPAL PAYMENTS\u003c\/b\u003e\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eThe monthly payments, and their interest and principal components, is the largest component of the price.  The interest and principal amounts paid on the loan each month will dictate how long it takes to pay the loan back, at that payment.  The more principal paid each month, as a percentage of the payment, the faster the loan will payoff.  \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-style: italic; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003eLand sellers usually charge 7% to 12% on land deals, with 10% being average.  The terms can range from as few as 2 years to as long as 30 years.  How do the monthly payments work at Online Land Sales LLC?  See Video Here: \u003c\/span\u003e\u003c\/span\u003e\u003ca href=\"https:\/\/store.onlinelandsales.com\/Monthly_Payments_s\/2286.htm\"\u003eMonthly Payments\u003c\/a\u003e\n\u003c\/p\u003e\n\u003cspan style=\"font-size: 14px;\"\u003e\u003cbr\u003e\u003c\/span\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003e\u003cspan style=\"font-size: 14px;\"\u003e\u003cb\u003eSUMMARY\u003c\/b\u003e\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cp dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"\u003e\n\t\u003cspan style=\"font-size: 14px;\"\u003e\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003eSales price can be expressed in many ways, and understanding the components allows one to understand the price. \u003c\/span\u003e\u003cspan style=\"font-family: Arial; color: rgb(0, 0, 0); font-style: italic; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;\"\u003eThe Net Present Value of Future Cash Flows is the True Price of any Investment, and the risk of seller default is reduced with greater cash flows up front (larger down payment). \u003c\/span\u003e\u003c\/span\u003e\n\u003c\/p\u003e\n\u003cbr\u003e","products":[],"url":"https:\/\/store.onlinelandsales.com\/collections\/sales-price-in-seller-financed-land.oembed","provider":"Onlinelandsales","version":"1.0","type":"link"}